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Car sharing saves money if you don't need a car every day.

Commercial car sharing providers are not interested in parking shared cars in Boekel, Pekela, Renswoude or 's Gravenmoer. In smaller municipalities there is no market for them, but if you think about it carefully, residents in those villages can also use a shared car and come up with a formula together with the neighbors. Despite the many advantages, there are still a number of bottlenecks when it comes to car sharing with the neighbourhood.

In the Netherlands, eight million cars are parked for an average of 23 hours a day and when you consider that a private car that you rarely use is expensive, car sharing can be interesting for many families. You will not immediately find commercial shared cars in the real rural municipalities such as Bronckhorst, Aa, 's Gravenmoer en Hunze and Olst-Wijhe. Therefore, the idea is no less valuable.

Car sharing reduces the need for parking spaces. The space on the street can be used, for example, for more greenery or parking space for bicycles. A car that is always ready for you. Such shared love may take some getting used to. But once you've experienced it, you'll never want anything else. Neighbors can also join a commercial company that specializes in shared cars for neighbourhoods. A condition is that at least ten neighbors or households join, so that the target amount of subscriptions is collected, with which the car is founded.

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Butcher Marco van Strien from 's Gravenmoer makes the tastiest meatballs.

They may then best meatballs share cars are not available at Keurslager van Strien. According to the Ministry of Infrastructure and Water Management and according to Milieu Centraal, car sharing up to a maximum of 12.000 kilometers on an annual basis results in financial savings. If the second car does not make it, car sharing may be an option. A large part of the passenger cars that you now see on the street can be exchanged for a shared car.

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What neighborhood initiators often run into is that there is no fixed parking space for the shared car. Do you drive an electric car in your neighbourhood? That makes the parking issue even more difficult, because it often takes a year to get a charging station and the electricity grid cannot handle it. To stimulate car sharing, the government is working on an online campaign: Shared Love. It also wants a new one Collaboration Program Sharing Mobility set up between local and regional authorities and central government.

Centraal Beheer's special car-sharing insurance also insures group members via the manager's insurance. If someone has a claim, this has no consequences for the claim-free years or no-claims discount of the manager.

There are quite a few objections when you want to share your own car. You can share your car with the neighborhood or buy a new one together with the neighborhood, but there are almost no car-sharing insurance policies with which you as a neighborhood are well insured. The Motor Vehicle Liability Act (WAM) stipulates that the insurance must always be linked to (the owner) of the car. This is to ensure that there is always insurance in case of damage, so that the damage is compensated to third parties. As a result, compulsory car insurance can only be registered with the RDW on the basis of possession and not on the basis of use.

Personal insurance could offer a solution here. With information about the driver you can better estimate the risk of damage. Such insurance also fits in well with Mobility as a service concepts. The WAM was conceived from the interest of victims and comes from Europe. Adjusting this European directive is not easy, because many parties are involved, both within Europe and in the Netherlands. In addition to the previously mentioned registration with the RDW, consider, for example, the current system for traffic violations of the CJIB. A change is therefore impactful and will therefore have to be discussed and further elaborated with all parties involved.

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DVDP

In a response from the Dutch Association of Insurers to questions about shared car insurance, we learned that it is not possible to insure the journey instead of the vehicle, so that users can build up claim-free years even without owning their own car. Personal insurance could offer a solution. This would, for example, also allow claim-free years to be linked to the person, regardless of whether the person is the owner, borrower or tenant. Of course, sufficient information must then be recorded and shared, for example who uses the vehicle at what time and what the damage history is.

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